Retire at 60 Calculator

Model your 7-year gap between preservation age (60) and Age Pension (67)

The Challenge: The 7-Year Gap

Age 60: Your super becomes accessible (preservation age)
Age 67: Age Pension kicks in (if eligible)
7 years: You're funding your own retirement
Cost: At $70K/year, that's $490,000 from your super

Can you afford to bridge the gap?

Example Scenarios

🟢 Conservative (Likely to Succeed)

Super: $800,000
Desired Income: $50,000/year
Outcome: Plan likely succeeds

🟡 Moderate (Risky)

Super: $600,000
Desired Income: $60,000/year
Outcome: Depends on market returns

🔴 Aggressive (High Risk)

Super: $400,000
Desired Income: $70,000/year
Outcome: Plan may fail

💰 Calculate Your Retire at 60 Plan

See if your super can bridge the 7-year gap. Our calculator models your exact scenario.

Start Calculator

What You'll Learn

✓ How much super you need to retire at 60
✓ Whether you can sustain your desired income for 7 years
✓ What happens when Age Pension kicks in at 67
✓ Impact of market returns and inflation on your plan
✓ How to adjust your plan if you're falling short

Want more detail? The Advanced Calculator lets you stress-test your plan against 98 years of real market data, plus run "what-if" scenarios for different market conditions.

Try Advanced Calculator →